However should those accounts be used for day to day payment transactions and should they comprise all of the functions listed above they will fall within the scope of this directive accounts held by businesses even small or micro enterprises unless held in a personal capacity should fall outside the scope of this directive. Europes banks brace for a huge overhaul that throws open the doors to their data lets customers see all of their bank accounts including those for a smooth and secure open banking . This page provides information on how the uk has met its responsibilities under the eu payment accounts directive pad01 the eu payment accounts directive pad pad directive 2014 92 eu was . The sma ii adopted on 3 october 2012 identified a legislative initiative on bank accounts in the eu as one of the twelve priority actions to generate real effects on the ground and make citizens and businesses confident to use the single market to their advantage1. nigerians are reportedly unhappy over cbns directive on transaction charges some nigerians said the adjustment sent wrong signals to customers and people that did not have bank accounts
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